a child who is not an adopted child or a step-child but who is financially dependent primarily on the Member, the Member's spouse or common-law partner for support and maintenance. Divorced spouses cannot be covered.įor the purposes of the PDSP, a Child means your unmarried Child(ren) or the unmarried Child(ren) of your spouse or common-law partner, including: If you have both a legal spouse and a common-law partner, you may cover only one of them under the PDSP. A "common-law partner" means the person with whom you have been cohabiting in a conjugal relationship for a continuous period of at least one year. To be eligible, your Family Member must be your spouse, common-law partner, or unmarried Child.įor the purposes of the PDSP, a "spouse" means the person to whom you are legally married. You must enrol yourself if you wish to cover your Family Members. If you enrol an eligible Family Member after you have become a Member, coverage will generally be effective from the first day of the second month following the date your Pension Office receives your PDSP Enrolment Form. If you enrol your eligible Family Members at the same time as you enrol as a Member, they become eligible for coverage on the date you become eligible. You do not need to be living in Canada to either join the PDSP, or receive PDSP benefits. The eligibility criteria and a list of these Acts can be found in the PDSP Rules. You may be eligible to apply for the PDSP if you are receiving or will receive a pension, annuity or annual allowance (including a survivor pension) under one of a number of federal superannuation Acts. You may refer to your PDSP Enrolment Information and Plan Summary booklet for detailed information regarding the Pension Office responsible for providing this service in your case. That Office answers inquiries on eligibility requirements. Your Pension Office manages the enrolment process including any changes that affect your covered Family Members. The Government of Canada establishes PDSP policy. Sun Life's role is to adjudicate claims and answer benefit inquiries in accordance with the PDSP Rules. The PDSP is administered by Sun Life Assurance Company of Canada (Sun Life) on behalf of the Government of Canada. The Government of Canada has the sole legal and financial liability for the PDSP.Īs of October 1, 2010, the cost of the Plan shall be shared equally between the Government of Canada and Members. This means that all plan expenses will be covered from the contributions of the participating parties: the Government of Canada and the PDSP Members. The PDSP covers only reasonable and customary dental treatment necessary to prevent or correct a dental disease or defect if the treatment is consistent with generally accepted dental practices. The PDSP is a voluntary dental services plan established by the Government of Canada to provide dental services coverage to eligible federal pensioners and their eligible Family Members, including survivors. Please keep any future PDSP change notices with this booklet. You will receive written notification of changes to the Plan. The PDSP may be amended after publication of this booklet. SUN LIFE DENTAL INSURANCE PHONE NUMBER HOW TO
The "For More Information" section at the end of this booklet provides additional information on how to contact Sun Life and how to obtain a copy of the PDSP Rules. The second part of the booklet provides details about the benefits such as maximum reimbursement amounts and covered procedures. The first part provides general information about the PDSP such as eligibility, how to enrol, and how and when to make a claim. The booklet is divided into three main sections. If there are any discrepancies or differences between this booklet and the PDSP Rules, the PDSP Rules will prevail. The complete terms and conditions of the Plan are set out in the PDSP Rules. This Member Booklet summarizes the Pensioners' Dental Services Plan (PDSP) for your convenience of reference.
To obtain a copy of the Pensioners' Dental Services Plan Rules. About your Pensioners' Dental Services Plan enrolment and monthly contributions. About your Pensioners' Dental Services Plan benefits or claims. Pensioners' Dental Services Plan (PDSP) Benefits. Coordination of benefits with other plans. Printed in Canada Revised February 2017 Table of contents The Pensioners' Dental Services Plan (PDSP) is administered by Sun Life Assurance Company of Canada, on behalf of the Government of Canada
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